We in the USA have certainly gotten a large dose of storms and hurricanes and the associated damage this year (2008). And as a result of the damage over the past few years, storm, flood and hurricane insurance has become so expensive that the average person in the areas where this kind of insurance is needed can barely be afforded it if the can even get it.
FEMA has been pushed to the limit and the American taxpayer is getting pretty tired of their tax money being spent on disaster relief for the same people over and over again. In the past when there was no FEMA people depended on each other to exact disaster relief.
After the great San Francisco fire in the 1800s there was almost nothing left of that great city. But, it was rebuilt by the people who wanted a city by the bay with no help from federal or state government at all.
In many areas of this great rural country, when a barn is destroyed by a fire or tornado, the neighbors just show up with hammers, nails, wood, ladders, food and enthusiasm to build another barn. Granted, with insurance to cover the loss and reconstruction this happens far too infrequently. But if insurance rates continue to spiral out of control, it will not be long before neighbors helping neighbors will become a much more normal occurrence.
Recovering from the damage dished out by the various spring time storms and hurricanes that have visited the USA and Caribbean is an expensive, time consuming and difficult process. In the past tens of thousands of refrigerators and freezers were simply thrown away because they smelled so bad from being without power and full of spoiled food.
Even houses that did not get flooded but were without power and air conditioning for days are often damaged by mold growing on everything. Untold millions of dollars worth of furniture, furnishings and clothing heave been thrown out because they were covered with mold. Just getting rid of the mold growing on the walls is a difficult and dangerous task that can result in a life time of health problems brought on by short term high level exposure to mold exposure during remediation efforts and long term low level exposure to mold growing in and under houses that the remediation effort was less than completely successful.
There are now several new products on the market that kill mold. There is one that kills mold, spores, bacteria, viruses, and many odors as well called OdorXit ClO2. You may want to try this product because the house your save from mold may be your own.

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